Healthcare that’s there for you when you need it the most
Fast access to treatment
Around the clock nurse-led advice
Dental care included
insurance?
Health insurance is an insurance policy that covers the costs of private healthcare. It can also be called private medical insurance and it can cover you from diagnosis to treatment. You’ll pay a monthly or annual fee for your cover. This fee will pay for all or some of the cost of any treatment that you need, as long as your treatment is covered by your policy.
Most health insurance covers a range of minor illnesses or injuries that develop after your cover has begun. Our health insurance also offers cancer care through all stages. You usually won’t have cover for conditions you already have, these are sometimes known as pre-existing conditions.
Having health insurance cover can help you get the care you need quicker. You can also expect:
dental check-ups
face-to-face GP appointments
Anytime HealthLine to get you back to feeling yourself as soon as possible
How much does health insurance cost?
The cost of health insurance can vary from person to person. There are a few different factors that can influence the cost.
On average, health insurance for a single, non-smoker aged between 30 and 50 years old could cost £44.89 per month. This cover could include:
Comprehensive cover with a £500 outpatient limit
£500 excess
Extended hospital choice
Full cancer cover
This is based on averages across London, Manchester, Edinburgh, Birmingham and Cardiff.
You’ll need to get quotes from insurers to get accurate prices for you.
As smoking worsens your health, smokers are likely to pay more for health insurance. It can also affect the type of health insurance cover you're able to buy.
What are the benefits of private health insurance?
Faster access to the help you need
Speak to GPs, nurses, physios and mental health practitioners face-to-face or virtually with Blua digital healthcare, in the My Bupa App.
Come to us direct, before speaking to a GP
Contact us about certain conditions such as cancer, mental health or muscles, bones and joints.
Access to breakthrough cancer treatments
Our cancer cover can offer some cancer drugs and treatments before they are available on the NHS.
Mental health conditions cover
We all have mental health. That's why we cover multiple conditions such as anxiety, addiction and depression.
Easy to understand advice, anytime of the day or night
Speak to qualified nurses, day or night, with Bupa Anytime HealthLine.
Who do you need health insurance for?
Why Bupa health insurance?
Seen, treated, cared for. That’s why our
customers are with Bupa.
Your health is connected, so we figure healthcare should be too. With Bupa health insurance, you and the family get quick answers, the right treatment and less stress. You can also expect:
Yearly dental check-ups
Flexible physio
Fast cancer diagnosis results
Mental health and wellbeing support
Hassle-free digital healthcare appointments
Nurses ready to help, every hour of the day
What does Bupa health insurance cover?
We have two health insurance policies to choose from. You can choose either Comprehensive, or Treatment and Care health insurance.
What is Comprehensive health insurance?
Comprehensive health insurance includes private diagnosis and the treatment needed to make you better.
With Comprehensive cover, you can expect:
Diagnostic tests
Hospital treatment
Post-treatment tests and appointments
Cancer cover
Choice of three hospital networks
What is Treatment and Care health cover?
Treatment and Care covers the cost of private treatment for those who have been diagnosed by the NHS or have self-paid.
With Treatment and Care cover, you can expect:
Hospital treatment
Post-treatment tests and appointments
Cancer cover
Choice of three hospital networks
Treatment and Care health insurance policies are only available by calling us on 0808 258 8757.
We may record or monitor our phone calls. Lines are open Monday to Friday 8am to 8pm.