If you are planning to buy gold jewelry or invest in digital gold, keeping a close eye on daily market shifts is essential. As of February 21, 2026, gold prices are experiencing a slight upward trend, largely driven by international market dynamics and currency fluctuations. Whether you are looking at 22-karat gold for a wedding or 24-karat gold for a pure financial investment, here is a clear breakdown of what gold costs today in India.
Gold Price Today: 22K vs. 24K Costs
When checking the gold price today, the first step is knowing which purity you need. 24K is 99.9% pure gold (ideal for coins, bars, and investments), while 22K is 91.6% pure and mixed with durable metals (the standard for making jewelry).
Here is the national average cost for gold today:
24 Carat Gold Price (99.9% Purity)
- 1 gram: ₹15,928
- 8 grams: ₹1,27,424
- 10 grams: ₹1,59,280
- 100 grams: ₹15,92,800
22 Carat Gold Price (91.6% Purity)
- 1 gram: ₹14,600
- 8 grams: ₹1,16,800
- 10 grams: ₹1,46,000
- 100 grams: ₹14,60,000
City-Wise Gold Rates Today
Gold rates vary slightly from state to state due to local demand, regional taxes, and transportation costs. Here is a quick look at the 10-gram prices in major Indian cities today:
| City | 24K Gold (per 10g) | 22K Gold (per 10g) |
|---|---|---|
| New Delhi | ₹1,59,430 | ₹1,46,150 |
| Mumbai | ₹1,59,280 | ₹1,46,000 |
| Chennai | ₹1,60,150 | ₹1,46,800 |
| Kolkata | ₹1,59,280 | ₹1,46,000 |
| Bangalore | ₹1,59,280 | ₹1,46,000 |
| Kanpur (UP) | ₹1,56,640 | ₹1,43,600 |
What Factors Are Driving Today's Gold Prices?
If you are wondering why gold costs what it does today, several real-world factors are currently keeping prices elevated:
- Currency Fluctuation: The performance of the Indian Rupee against the US Dollar directly impacts local gold rates. When the Rupee weakens, importing gold becomes more expensive.
- Global Market Trends: International economic stability, inflation rates, and the gold reserves held by central banks heavily dictate the global baseline price.
- Local Demand: In India, ongoing wedding and festival seasons historically push up the demand for 22K jewelry, which keeps local market prices firm.
If you are planning to invest in silver coins, buy jewelry, or trade in commodities, keeping track of the daily silver rate is essential. As of February 21, 2026, silver prices have seen a slight uptick following global market trends and industrial demand. Whether you are buying in bulk or just looking for a small gift, here is a clear, straightforward breakdown of what silver costs today in India.
Silver Price Today: A Quick Breakdown
Silver is highly valued not just as a precious metal for jewelry, but also as a crucial industrial material. In India, silver rates are generally quoted based on 99.9% purity (fine silver).
Here is the national average cost for silver today:
- 1 gram: ₹275
- 8 grams: ₹2,200
- 10 grams: ₹2,750
- 100 grams: ₹27,500
- 1 kilogram (1 kg): ₹2,75,000
City-Wise Silver Rates Today
Just like gold, silver prices can vary slightly from city to city. This difference is usually due to local demand, regional taxes, logistics, and transportation costs. Here is a look at the current silver prices per kilogram across major Indian cities:
| City | Silver Price (per 1 Kg) | Silver Price (per 10g) |
|---|---|---|
| New Delhi | ₹2,69,900 | ₹2,699 |
| Mumbai | ₹2,69,900 | ₹2,699 |
| Chennai | ₹2,69,900 | ₹2,699 |
| Kolkata | ₹2,69,900 | ₹2,699 |
| Bangalore | ₹2,69,900 | ₹2,699 |
| Kanpur (UP) | ₹2,75,000 | ₹2,750 |
(Note: These are base indicative prices; physical purchases may include additional GST and making charges depending on the jeweler.)
What Factors Are Driving Today's Silver Prices?
Silver prices are highly dynamic and can change rapidly. Here are the primary factors influencing how much silver costs today:
- Industrial Demand: Unlike gold, silver is heavily used in manufacturing—especially in electronics, solar panels, and electric vehicles. High industrial demand generally pushes the price up.
- International Market Cues: Silver is traded globally in US Dollars. Any geopolitical tensions, inflation reports, or changes in US Federal Reserve interest rates have a direct impact on spot prices.
- Rupee-Dollar Equation: Since India imports the majority of its precious metals, a weaker Indian Rupee against the US Dollar makes importing silver more expensive, which drives up the domestic price.
- Local Taxes & Tariffs: Import duties and local GST directly affect the final retail price you pay at the jewelry store.